Home Loans
Perfect Loan For You!
Minuteman Community FCU has the perfect loan for you and will try to match any other offer you receive. Whether you're in the market for a new or used vehicle, a motor home to tour the country or a home equity loan to add on that deck you've been dreaming of, Minuteman Community FCU has the best rates in town.
These rates include a .25% discount available to members who have their loan payment made by an automatic payment method! Minuteman Community Federal Credit Union offers a tiered pricing program which allows as many members as possible to obtain financing. Your individual rate will be determined based on the type and/or age of collateral offered, length of loan and your credit history.
MCFCU is a Equal Housing Lender. Click here for more information.
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Rates effective as of February 3, 2012 and subject to change without notice . These rates include a .25% discount discount available to members who have their loan payment made by an automatic payment method! APR - Annual Percentage Rate |
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| TYPE OF LOAN | Terms | Premier + | Premier | Standard | Value | Rebuilder |
| Credit Score | 720 - Above | 680-719 | 679-640 | 639-600 | 599 - Below | |
| APR | APR | APR | APR | APR | ||
| Mobile Homes | 72 Months | 9.50% | 9.75% | 10.25% | 12.25% | 14.25% |
| Manufactured Homes | 96 Months | 10.00% | 10.25% | 10.75% | 12.75% | 14.75% |
| 120 Months | 12.00% | 12.25% | 12.75% | 14.75% | 16.75% | |
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Second Mortgages Home Equity |
0 - 60 Months | 4.50% | 4.75% | 5.25% | 7.25% | 9.25% |
| 61 - 120 Months | 5.50% | 5.75% | 6.25% | 8.25% | 10.25% | |
| 120 - 180 Months | 6.00% | 6.25% | 6.75% | 8.75% | 10.75% | |
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Home Equity Variable as low as 4.00% |
Up to 20 Years | |||||
This credit union is federally insured by the National Credit Union Administration.