Privacy Policy

Privacy Policy Statement

The following privacy policies were established to maintain the security, integrity and confidentiality of your personal financial information.

The type of information we collect:

We routinely collect and retain the information we obtain from your account applications, transaction history (for deposits, loans, credit cards, etc.) and from consumer reports.

This information helps us:

• To establish and administer your accounts. (Example: We ask for your personally identifying information to protect your accounts from fraud.)
• To satisfy certain regulatory requirements. (Example: When you open an account that pays interest, we are required by the Internal Revenue Service to obtain your Social Security Number.)
• Better understanding you so that we may provide you with additional or improved products and services. (Example: We require information concerning your credit history and your assets to determine if you qualify for loan approval.)

How is that information protected?

Access to your personally identifiable financial information is limited to our employees with a specific business reason for utilizing this data. Our employees are educated about the importance of maintaining confidentiality and member privacy. If necessary, we take appropriate disciplinary steps to enforce our employees' responsibility to protect your very personal information.

In order to prevent unauthorized access to your information, we maintain security standards and procedures that conform with industry practices. These security standards and procedures are routinely tested to verify the integrity of our system.

Communication from MCFCU

[Updated 11/1/06] At no time will Minuteman Community Federal Credit Union or our partners (NCUA, CUNA and their affiliates) send email or other electronic correspondence requesting personal, secure and/or private information from you, joint account holders or family members. Should you receive email that appears to be from MCFCU, contact us by phone first to validate the communication and request.

We do not share the nonpublic personal information of our current or previous members and nonmember customers with affiliates or non-affiliated third parties, except as permitted or required by law.